Debt held by the public

How it's calculated. Starts at Treasury's official figure for 2026-10-23 (close of business). Rate: 90-day least-squares trend (63 daily records), the same window for total, public and intragovernmental debt so the parts add up to the total. Re-based every business day.

Source. Treasury, Debt to the Penny, official as of Oct 23, 2026.

Daily check. Yesterday's projection vs Debt to the Penny (next business day): -0.022% (threshold ±0.25%); average |error| over 20 days 0.054%.

* Per person (projected population) divides by the US population projected to now: the official Census Vintage 2025 estimate for July 1, 2025 (341,784,857), projected forward at Census's stated growth rate (343,051,422 at build time). Per tax return filed divides by 162,754,810 individual income tax returns filed in FY2025 (IRS Data Book, Table 1-2); a joint return counts once and returns with zero tax liability are included.